Volume at Price
Legal

Terms of Service

Effective [DATE PLACEHOLDER]

These Terms of Service ("Terms") are a legal agreement between you and VAP Education LLC ("VolumeAtPrice.com," "we," "us," or "our"), governing your access to and use of volumeatprice.com, our online courses, group coaching programs, 1-on-1 coaching, and any related content or services (collectively, the "Services").

By creating an account, enrolling in a course, or purchasing any Service, you agree to these Terms. If you don't agree, please don't use the Services.

1. Who We Are, and What This Isn't

VolumeAtPrice.com provides education about how to read markets — specifically, the Volume at Price / Auction Market Theory methodology. We are not a broker-dealer, investment advisor, futures commission merchant, or any kind of registered financial professional, and nothing we publish is personalized financial, investment, tax, or legal advice.

Everything in the Services — the course, coaching calls, worked examples, chart walkthroughs, calculators, and commentary — is general education, not a recommendation to buy, sell, or hold any security, futures contract, option, or currency. You are solely responsible for your own trading and investment decisions. See our Risk Disclosure for the full detail — it's incorporated into these Terms by reference.

2. Your Account

  • You must be at least 18 years old and legally able to enter into a contract to use the Services.
  • You're responsible for keeping your login credentials secure and for all activity that happens under your account.
  • Give us accurate information when you sign up, and keep your billing and contact details current.
  • Tell us right away at support@volumeatprice.com if you suspect unauthorized use of your account.

3. What You're Buying: License, Not Ownership

When you purchase the course, PRO program, or coaching, you're buying a personal, non-exclusive, non-transferable, revocable license to access that content for your own individual education. You are not buying a copy of the content and you don't own any part of it.

You agree not to:

  • Share, resell, sublicense, rent, or lease your account or course access to anyone else.
  • Download, copy, record, screen-capture, or redistribute course videos, slides, worked examples, live-call recordings, or other materials, in whole or part, except for your own personal offline reference.
  • Post, mirror, or republish any course content on another site, forum, trading room, YouTube channel, or social platform.
  • Use the materials to create a competing product or service.
  • Reverse-engineer, scrape, or systematically extract content from the Services.

All course content, the VAP methodology materials, branding, calculators, and site content are owned by VAP Education LLC or its licensors and protected by copyright and other intellectual property laws. Violating this section may result in immediate termination of your access without refund, and we reserve the right to pursue any remedies available under law.

4. Payments, Pricing & Access

  • Prices are listed at time of purchase. We may change prices for future sales at any time; changes don't affect purchases you've already made.
  • Course and PRO access is hosted through our course platform (currently Podia) and processed via Stripe. By purchasing, you also agree to those providers' applicable terms for payment processing.
  • Course access is generally granted for as long as we operate the Services, but is not perpetual or guaranteed — see Section 8 (Changes, Suspension, Term).
  • Group coaching cohorts (PRO) and 1-on-1 coaching are scheduled offerings; scheduling details are confirmed at enrollment.

5. Refund Policy

We want you to buy with confidence. Full details are in our Refund Policy, which is part of these Terms. In short:

  • The VAP Method (flagship course): 14-day, no-questions-asked money-back guarantee from your purchase date.
  • VAP Method PRO (course + live coaching): refundable in full any time before the first live group coaching call begins. Once the first live call has occurred, the sale is final.
  • 1-on-1 Coaching: non-refundable once your first session has taken place. If you cancel before session 1, you get a full refund.

6. Coaching-Specific Terms

If you purchase 1-on-1 coaching or a PRO group coaching cohort, the terms in our Coaching Agreement also apply to you, including scheduling, rescheduling, recording, and confidentiality terms.

7. Acceptable Use

You agree not to use the Services to:

  • Violate any law or regulation.
  • Harass, abuse, or threaten other students, coaches, or staff.
  • Upload viruses or malicious code, or attempt to disrupt or gain unauthorized access to our systems.
  • Impersonate any person or misrepresent your affiliation with anyone.
  • Use automated means (bots, scrapers) to access the Services without our written permission.

We may suspend or terminate access for anyone who violates this section.

8. Changes, Suspension & Term

We may update, modify, or discontinue features of the Services (including specific course modules or coaching formats) at any time. We'll make reasonable efforts to notify enrolled students of material changes that affect their access. We may suspend or terminate your access if you breach these Terms, engage in fraud or chargebacks, or misuse the Services.

9. Educational Disclaimer

Trading and investing involve substantial risk of loss. The Services are for educational purposes only. We do not guarantee any level of trading performance, profitability, or outcome from using the VAP methodology or any content in the Services. Testimonials and examples shown are not representative of typical results, and past performance — real or hypothetical — is never a guarantee of future results. See the full Risk Disclosure.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, OR CURRENT.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, VAP Education LLC, ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, TRADING LOSSES, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATED TO THE SERVICES WILL NOT EXCEED THE TOTAL AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE.

Some jurisdictions don't allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

12. Indemnification

You agree to indemnify and hold harmless VAP Education LLC and its owners, officers, employees, and contractors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms, misuse of the Services, or your trading or investment decisions.

13. Dispute Resolution & Arbitration

Please read this section carefully — it affects your legal rights.

You and VAP Education LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved by binding arbitration, rather than in court, except that either party may bring an individual claim in small claims court if it qualifies.

  • Arbitration will be administered by a recognized arbitration provider (e.g., AAA or JAMS) under its applicable rules, and will take place (or be conducted remotely/by phone) with venue in the state courts located in Polk County, Iowa.
  • Class action waiver: You and we agree that any arbitration or proceeding will be conducted only on an individual basis and not as a class, consolidated, or representative action.
  • Each side bears its own costs and fees except as the arbitrator or applicable law provides otherwise.
  • You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing support@volumeatprice.com with your name and a clear statement that you wish to opt out of arbitration.

14. Governing Law

These Terms are governed by the laws of Iowa, without regard to its conflict-of-laws principles, except as modified by the arbitration provision above.

15. General Terms

  • Entire agreement: These Terms, together with the Refund Policy, Risk Disclosure, Privacy Policy, and (if applicable) Coaching Agreement, are the entire agreement between you and us regarding the Services.
  • Severability: If any provision is found unenforceable, the rest remain in effect.
  • No waiver: Our failure to enforce a provision isn't a waiver of it.
  • Assignment: You may not assign these Terms without our consent; we may assign them in connection with a merger, sale, or transfer of our business.
  • Changes to these Terms: We may update these Terms from time to time. We'll post the updated version with a new effective date, and material changes will be communicated by email to active students where practical.

16. Contact

Questions about these Terms? Reach us at support@volumeatprice.com.